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If on any observation date, the determination closing price of either underlying is less than its respective downside threshold level, we will pay no coupon for the applicable quarterly period. If, on any observation date, the determination closing price of either underlying is less than its respective downside threshold level, no contingent quarterly coupon will be paid with respect to that observation date. Adjustments to the adjustment factor will be made up to the close of business on the final observation date. Sign Up for free or Log In if you already have an account to be able to post messages, change how messages are displayed, and view media in posts. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. Investors in the securities will not participate in any appreciation in the underlyings, and will not have voting rights or rights to receive dividends or other distributions or any other rights with respect to the underlyings. Additional Information About the Securities.

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The securities have the terms described in the accompanying product supplement and prospectus, as supplemented or modified by this document. Furthermore, there are important differences within the region between the true boreal forest and the sub-boreal Acadian forest; this paper emphasizes the Acadian forest.

If any observation date or redemption determination date for any underlying is postponed due to a non-trading day or certain market disruption events with respect to such underlying so that it falls less than two business days prior to the relevant scheduled coupon payment date including the maturity date or early redemption date, as applicable, the coupon payment date or the maturity date or the early redemption date will be postponed to the second business day following that observation date or redemption determination date as postponed, and no adjustment will be made to any coupon payment, early redemption payment or payment at maturity made on that postponed date.

Neither the issuer nor the agent makes any representation that such publicly available information regarding the issuer of the BAC Stock is accurate or complete. Implementing these principles is discussed in a review of specific silvicultural practices: Irland In any brief period, the acreage of forest in Maine changes extremely slowly.

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Sign Up for free or Log In if you already have an account to be able to post messages, change how messages are displayed, and view media in posts. The economies of countries with emerging markets may be based on only a few industries, may be highly vulnerable to changes in local or global trade conditions, and may suffer from extreme and volatile debt burdens or inflation rates.

In addition, if either underlying has declined to below its respective downside threshold level as of the final observation date, you will be fully exposed to the decline in the worst performing underlying over the term of the securities on a 1-to-1 basis, even if the other underlying has appreciated.

Wiersma Description of a database assessment of international ecological monitoring efforts. Due to the absence of statutory, judicial or administrative authorities that directly address the treatment of the securities or instruments that are similar to the securities for U.

You should consult your tax adviser regarding all aspects of the U. Whether you receive a contingent quarterly coupon will be determined by reference to the determination closing price of each underlying on each quarterly observation date, and the amount you will receive at maturity, if any, will be determined by reference to the final share price of each underlying on the final observation date.

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In addition, information regarding Alibaba Group Holding Limited may be obtained from other sources including, but not limited to, press dfirnce, newspaper articles and other publicly disseminated documents. March Page 4. Yet over the time since settlement, its forest area has changed a great deal indeed. Home My Account Accessibility Statement. An intergovernmental agreement between the United States and the non-U.

The publication includes volume tables for northern white cedar, various hardwoods, hemlock both second growth and old growthwhite pine, poplar, and spruce. Countries with emerging markets may have relatively unstable governments, may present the risks of nationalization of businesses, restrictions dkfrnce foreign ownership and prohibitions on the repatriation of assets, and may have less protection of property rights than more developed countries.

Gregory Porter, Chad Hutchinson, J.

Accordingly, i nvestors in the securities must be willing to accept the risk of losing their entire initial investment. You could lose up to your entire investment in the securities.

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Tax Consequences to U. With respect to each underlying, the closing price of such underlying on the final observation date times the adjustment factor on such date.

If withholding applies to the securities, we will not be required to pay any additional amounts with respect to amounts withheld. Neither the issuer nor the agent makes any representation that such publicly available information regarding the issuer of the BABA Shares is accurate or complete.

If an event occurs that does not require the calculation agent to adjust the adjustment factors, the market price of the securities may be materially and adversely affected.

The securities are not redeemed prior to maturity, and investors receive principal back at maturity. The value of Alibaba Group Holding Limited American Depositary Shares and thus the value of the securities as well as the payment at maturity or upon an automatic call may be affected by the actions of the Chinese government, by currency fluctuations in response to other market forces or by the movement of currencies across borders.

You will receive for each security that you hold a payment at maturity equal to:. Terms continued on the following page. Irland This work is a collection of essays, all of them previously published but for the Introduction. You should consult your tax adviser regarding the potential application of Section m to the securities. Legal mandates for protecting wildlife—especially the Federal Endangered Species and Clean Water Acts and State of Maine Endangered Species and Natural Resources Protection Acts, Shoreland Zoning Ordinance, and Subdivision and Site Location of Development laws—provide the basis for conserving habitats locally and influence planning and implementation of habitat conservation.

Other factors that may influence the value of the securities include: Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding Bank of America Corporation is accurate or complete.